Bogart/Betphoenix Baccarat Rules

[ VERBATIM FROM CASINO RULES PAGE...]

The player selects betting chips and places them in the PLAYER, TIE or BANKER slots.
Bet amounts are limited by MAX BET and MIN BET.

Each hand is dealt 2 cards.
Numbered cards have face value.
10, J, Q and K are counted as 0.
Aces are counted as 1.
If the total points of a hand exceed 10, only the last digit is considered. Hence, 9 is the highest possible.
A third card may be dealt to each hand (see The Third Card).
The hand with the higher points wins. If they are equal, it is a tie.
A third card may be dealt to each hand according to these rules which the player need not memorize:
1. If either the player's or banker's two-card hand has a total of 8 or 9 points, the hand is called a natural and no more cards are dealt.
2. If the player's hand is below 6, a third card is dealt to the player.
3. If no third card is dealt to the player, the banker stands on 6 and above and gets a third card on 5 or less.
4. If a third card is dealt to the player, the banker follows these rules:
  1. On 2 or less, the banker draws a third card.
  2. On 3, the banker draws a third card unless the player's third card is an 8.
  3. On 4, the banker draws a third card unless the player's third card is a 0, 1, 8, or 9.
  4. On 5, the banker draws a third card if the player's third card is 4, 5, 6, or 7.
  5. On 6, the banker draws a third card if the player's third card is a 6 or 7.
  6. On 7, the banker stands.
Baccarat pays 1 to 1, except the TIE bet which pays 8 to 1.
There's a 5% commission for all winning bets on the Banker hand.