Baccarat Rules - Live Dealer Casino
The Object of the Game:
The object is to correctly predict which of the two hands (Player or Banker)
will have a point value closest to 9.
How to Play the Game
The Bets - Bets are placed on the baccarat table in one or more of the three
rectangles immediately in front of you. The rectangle closest to you is for the
Player hand. The rectangle next closest to you is for the Banker hand. The
rectangle furthest away from you is for a tie.
Each bet must be made in accordance with the minimum and maximum table limits,
which vary from table to table. Players must place and confirm their bets before
the end of the betting period, which ends when the croupier announces "No more
bets."
The Play - The croupier initially deals four cards. The first and third cards
are dealt to the Player portion of the table immediately in front of the
croupier; the second and fourth cards are dealt to the Banker portion of the
table immediately in front of the croupier. The cards are dealt face up.
Once the initial four cards are dealt, the two hands are evaluated according to
their relative counts. Certain counts will require the croupier to deal a third
card to the Player hand and/or to the Banker hand.
After all cards have been dealt, the hand which has a point value closest to 9
is the winner.
The Cards - Face cards (Jacks, Queens, and Kings) and Tens are worth 0, while
Aces are worth 1. All other cards are counted at face value. The point value of
each hand is the last digit of the sum of the cards. For example, a hand of
Jack, 4, and 9 has a point value of 3 (since 0 + 4 + 9 = 13).
Rules for Taking a Third Card
Under certain circumstances, a third card is dealt to the Player hand and/or to
the Banker hand.
Player - When the Player's first two cards total 0, 1, 2, 3, 4, or 5, and the
Banker hand has a point value of 7 or less, the Player gets a third card.
Otherwise, the Player does not get a third card.
Banker - Whether the Banker gets a third card depends on what the value of the
Player's third card (if any) is.
If the Player does not get a third card, and the Player hand has a point value
of 7 or less, and the Banker's first two cards total 0, 1, 2, 3, 4, or 5, then
the Banker gets a third card.
If the Player does get a third card, then the Banker gets a third card when:
* the Banker's first two cards total 0, 1, or 2; or
* the Banker's first two cards total 3 and the Player's third card is not an 8;
or
* the Banker's first two cards total 4 and the Player's third card is 2, 3, 4,
5, 6, or 7; or
* the Banker's first two cards total 5 and the Player's third card is 4, 5, 6,
or 7; or
* the Banker's first two cards total 6 and the Player's third card is 6 or 7.
Payouts - If the Player has a point value closer to 9 then a bet on the Player
pays off at one to one. If the Banker has a point value closer to 9 then a bet
on the Banker pays off at 0.95 to one. If the Player and Banker point values are
equal, a bet on Tie pays at eight to one and a bet on Player or Banker pushes.
In all other cases, the bet is lost.
Baccarat House Rules
During the pre-opening fanning/shuffling process, if a player places a wager and
then leaves the table prior to the start of the hand, the player's bet will be
cancelled. After a game has begun, if a player leaves his seat after placing a
wager, the hand will continue. If the game is blackjack when the action time
expires, play will continue to the next player and the non-action will be deemed
a "stand".
After a shuffle is completed, all decks will be cut and the yellow cut card will
be placed at a depth of approximately 75% of the shoe.
If the yellow card is the first card in the shoe to start a new hand, one last
hand will be dealt. If the yellow card comes out during the hand, that hand will
be the final hand played and the shoe will be deemed complete and a new shuffle
will be done.
There will be three shuffles within each sub deck.
Dealers change tables on a rotating basis every 30 minutes. A card is burned on
each dealer change according to the following guidelines: After a shuffle there
will be one card burned. After each dealer change one card will be burned. A
temporary dealer change (restroom break) will not have any cards burned. If a
dealer change occurs immediately after a shuffle, there will be only one burned
card and not two.
If it is necessary to temporarily close a table, any un-played hands will be
cancelled.
If a player clicks an action button (confirm, hit, double, surrender, etc.) and
then changes his mind, there is no recourse to the player and the hand will
continue, based on his action selected.
If cards are dealt out of order (player is skipped), if possible, the supervisor
will rearrange the cards to the proper sequence. This will only apply if the
secondary cards have not been dealt. Otherwise, the hand will be cancelled. If
too many cards have been dealt versus the number of players available, the hand
will be cancelled.
If the dealer starts dealing prior to the system starting, the cards will be
repositioned and rescanned to the same sequence.
If the dealer picks up the player's cards prior to the hand being completed, the
cards will be replaced in the correct sequence and the game will continue on to
its completion. The animation will be used for proper verification regarding the
replacement of cards by position.
If an extra card comes out of the shoe after the game is completed and that card
is visible to the players, that card will still be used as the next card to be
dealt at the beginning of the next hand.
If a card falls off the table the supervisor will replace it in its proper
position.
If a bad scan occurs, (two cards coming out of the shoe at the same time) the
hand will be cancelled.
If the dealer deals cards to an empty seat, the cards will be repositioned to
the proper sequence.
If a player's connection is lost or he misses his wager opportunity due to
external factors, the hand is continued and not cancelled. If the game is
blackjack, the hand in question will be considered a �stand� and the game will
continue on to its conclusion.
If the system disconnects a player from an ongoing game, a manual return will be
applied to the player's balance.
Payouts
Payouts Baccarat:
Player: 1 to 1
Banker: 0.95 to 1
Tie: 8 to 1
Player Pair: 11 to 1
Banker Pair: 11 to 1
Any Pair: 5 to 1
Payouts Punto Banco:
Player: 1 to 1
Banker (Win with 6): 0.5 to 1
Banker (Win all others): 1 to 1
Tie: 8 to 1