Game rules
Picture cards and tens count as 0; Aces count as 1, and all other cards count as face value. If required, a third card is dealt to each hand according to specific rules outlined in the chart below. If the point value of the first two cards drawn for either hand is 8 or 9, that is known as a "Natural" and no additional cards will be drawn.
Hands don't ever exceed 9 (bust), because the first digit of a two-digit number is always dropped. For example, if 5 and 7 are drawn for a total of 12, the count is 2.
The hand with the highest point total closest to nine wins.
Winning "Player" bets are paid even money. "Banker" winning bets are paid at the odds of 19/20.
If both hands result in identical totals, the "Tie" bet wins, paying 8 to 1 (chips are placed on the "Tie" section of the table). When a "Tie" occurs, all bets on the "Player" and the "Banker" are neither paid nor taken.
Drawing Rules for the Player.
| If the player's first two cards (initial draw) total� | The player... |
|---|---|
| 1, 2, 3, 4, 5, 0 . | draws. |
| 6, 7. | Stand |
| 8, 9. | Stands (Natural) |
Drawing Rules for the Banker.
| If the banker's first two cards (initial draw) total� | Banker Draws When Player's Third Card is: | Banker Does NOT Draw When the Player's Third Card is: |
|---|---|---|
| 0, 1, 2. | Banker must always draw on 0, 1, 2. | - |
| 3. | 1,2,3,4,5,6,7,9,0. | 8 |
| 4 | 2,3,4,5,6,7. | 1,8,9,0. |
| 5. | 4,5,6,7. | 1,2,3,8,9,0. |
| 6. | 6,7. | 1,2,3,4,5,8,9,0. |
| 7. | - | Stand |
| 8 - 9 | - | Stand (Natural) |
When the player stands on 6 or 7, the Banker must draw on totals of 0,1,2,3,4, and 5, and stand on 6,7,8 and 9. The Banker must draw on totals of 0,1 or 2, then observe the rules for Banker. There are no optional draws.
Placing bets
To place bets on the table move your mouse to the amount you wish to play with (The �chips� are located at the bottom of the table) and left click your mouse. This will highlight the amount you wish to play with. After you have selected the amount you wish to play there are three (3) betting sections you can use to play with. The options you can play with are as follows:
� PlayerDoppelGanger
DoppelGanger is an optional side bet on Punto Banco Baccarat.
A DoppleGanger bet wins when the first two cards dealt to that hand position are a pair, and loses if they are not. Different pair types, have different payouts, as shown below.
Pure DG
A Pure D�ppelganger is when the first two cards drawn are of the same value and suit. For example, 2 cards each being a 9 of Hearts.
Coloured DG
A Coloured D�ppelganger is when the first two cards drawn are of the same value and colour, but not the same suit For example, a 9 of Hearts and a 9 of Diamonds.
Mixed DG
A Mixed D�ppelganger is when the first two cards drawn are of the same value but different colours. For example a 9 of Hearts and a 9 of Spades.
To bet on a banker D�ppelganger a bet must be placed in the D�ppelganger box under the banker's hand. To bet on a player D�ppelganger a bet must be placed in the D�ppelganger box under the player's hand.
You must have a bet on either the Player, Banker or Tie positions to place a D�ppelganger bet.
Minimum and Maximum bets
In the top left area of the game (under the "Credits" label) there is a panel displaying the Min and Max bet amounts.
The playing chips at the bottom of the screen go from lowest to highest bet amounts possible; the deal button will not appear until your bet has met the min/max requirements.
Deck
Baccarat uses 6 decks of cards, All suits have equal rank. The deck is cut 7 cards before the end and is shuffled after the cut card is dealt.