When you join us at the Baccarat table you will notice that we deal Punto Banco, more specifically Mini Baccarat, dealt from a six-deck shoe. Our croupiers handle the entire game for you, including the dealing of cards.
Baccarat Rules
The Object of the Game
The object is to correctly predict which of the two hands (Player or Banker)
will have a point value closest to 9.
How to Play the Game
The Bets
Bets are placed on the baccarat table in one or more of the three rectangles
immediately in front of you. The rectangle closest to you is for the Player
hand. The rectangle next closest to you is for the Banker hand. The rectangle
furthest away from you is for a tie.
Each bet must be made in accordance with the minimum and maximum table limits, which vary from table to table. Players must place and confirm their bets before the end of the betting period, which ends when the croupier announces "No more bets."
The Play
The croupier initially deals four cards. The first and third cards are dealt to
the Player portion of the table immediately in front of the croupier; the second
and fourth cards are dealt to the Banker portion of the table immediately in
front of the croupier. The cards are dealt face up.
Once the initial four cards are dealt, the two hands are evaluated according to their relative counts. Certain counts will require the croupier to deal a third card to the Player hand and/or to the Banker hand.
After all cards have been dealt, the hand which has a point value closest to 9 is the winner.
The Cards
Face cards (Jacks, Queens, and Kings) and Tens are worth 0, while Aces are worth
1. All other cards are counted at face value. The point value of each hand is
the last digit of the sum of the cards. For example, a hand of Jack, 4, and 9
has a point value of 3 (since 0 + 4 + 9 = 13).
Rules for
Taking a Third Card
Under certain circumstances, a third card is dealt to the Player hand and/or to
the Banker hand.
Player
When the Player's first two cards total 0, 1, 2, 3, 4, or 5, and the Banker hand
has a point value of 7 or less, the Player gets a third card. Otherwise, the
Player does not get a third card.
Banker
Whether the Banker gets a third card depends on what the value of the Player's
third card (if any) is.
If the Player does not get a third card, and the Player hand has a point value of 7 or less, and the Banker's first two cards total 0, 1, 2, 3, 4, or 5, then the Banker gets a third card.
If the Player does get a third card, then the Banker gets a third card when:
Pair Bet
Including Banker Pair and Player Pair. A Player/Banker Pairs bet wins if the
first two cards dealt to a Player/Banker hand are a pair and loses if they are
not a pair. A Pairs bet is made prior to the initial deal and must be supported
by a regular baccarat bet on the same betting box. Pair bet amount (inlcuding
Player Pair and Banker Pair) can not over 10% of table max limit. The payout for
both pair bet is 11 to 1
Payouts
If the Player has a point value closer to 9 then a bet on the Player pays off at
one to one. If the Banker has a point value closer to 9 then a bet on the Banker
pays off at 0.95 to one. If the Player and Banker point values are equal, a bet
on Tie pays at eight to one and a bet on Player or Banker pushes. In all other
cases, the bet is lost.