Quite a few of the bigger providers are getting into the (welcomed) habit of publishing theoretical returns for their games on game rules pages. These pages are typically accessed from a help (?) button on the game interface.

Set out below are those published rates. Games/providers are absent from the list if they do not publish returns.

Theoretical returns / RTP / Return to Player/ House edge

These are all different expressions for the same concept: what proportion of total bets will the house take and what proportion will be returned to the player, assuming optimal play over a long period of time.

An RTP rate or theoretical return of 98% is the equivalent of a 2% house edge and implies that (for example) for every $100 staked the player will win $98 and the house takes $2. There’s a little more on RTP rates here, including the difference between theoretical and actual returns.

Live dealer games with the best theoretical returns

Here is a list of live dealer games and the theoretical returns for available bets. The list is sortable so you can easily see the games (and bets within each game) that offer the best returns.

When sorted by theoretical return, best to worst, there are a couple of key takeaways:

  • The main bets on traditional casino games dominate the top of the list
  • Game Shows and side bets dominate the bottom of the list.

RTP presented for game shows

For game shows where there can be many bet options, RTP for the best returning bet is shown.

For roulette based game shows the best returning bets are often those which are unaltered from the regular game (usually outside bets).  Where possible, the value shown is the RTP applying to the new or modified bets/payouts (eg the bets with random multipliers or bonus games applied).

Game Provider Theoretical return
Roulette (European) Evolution 97.30%
Roulette (French)1 Evolution 98.65%
Roulette (American) Evolution 94.74%
Blackjack (Main game) Evolution 99.28%
Blackjack (Perfect Pairs side bet) Evolution 95.90%
Blackjack (21+3 side bet) Evolution 96.30%
Infinite Blackjack (Main game) Evolution 99.47%
Infinite Bet Stacker Blackjack (Main game) Evolution 99.47%
Bet Stacker Blackjack Classic (Main game) Evolution 99.29%
Free Bet Blackjack (Main game) Evolution 98.45%
Free Bet Blackjack (7 seat tables) Evolution 98.26%
Power Blackjack (Main game) Evolution 98.80%
Always 6 Blackjack (Main game) Evolution 99.34%
Speed Blackjack (Main game) Evolution 99.28%
Lightning Blackjack Evolution 99.56%
Infinite Fun Fun 21 Blackjack (Main game) Evolution 99.37%
Easy Blackjack (Score 16) Evolution 97.23%
2 Hand Casino Hold’em (Ante bet) Evolution 97.84%
2 Hand Casino Hold’em (Bonus bet) Evolution 93.74%
3 Card Poker (Ante bet) Evolution 96.63%
3 Card Poker (Pair Plus bet) Evolution 95.51%
3 Card Poker (6 Card Bonus bet) Evolution 91.44%
Baccarat (Banker bet) Evolution 98.95%
No Commission Baccarat (Player bet) Evolution 98.76%
Baccarat (Banker pair bet) Evolution 89.64%
Baccarat (Player pair bet) Evolution 89.64%
Baccarat (Perfect pair bet) Evolution 91.95%
Baccarat (Either pair bet) Evolution 86.29%
Baccarat (Player bonus bet) Evolution 97.35%
Baccarat (Banker bonus bet) Evolution 90.63%
Golden Wealth Baccarat (Player bet) Evolution 98.85%
Golden Wealth Baccarat (Banker bet) Evolution 98.69%
Lightning Baccarat (Player bet) Evolution 98.76%
Lightning Baccarat (Tie bet) Evolution 94.51%
Evolution Peek Baccarat (Player bet) Evolution 98.80%
Prosperity Tree Baccarat (Player bet) Evolution 98.89%
Prosperity Tree Baccarat (Banker bet) Evolution 98.74%
Always 8 Baccarat (Banker bet) Evolution 98.29%
Always 9 Baccarat (Banker bet) Evolution 98.44%
Insurance Baccarat (Player bet) Evolution 97.30%
Bac Bo (Banker/Player bet) Evolution 98.87%
Bac Bo (Tie bet) Evolution 95.52%
Lightning Bac Bo (Banker/Player bet) Evolution 98.87%
Casino Hold’em Poker (Ante bet) Evolution 97.84%
Casino Hold’em Poker (Bonus bet) Evolution 93.74%
Casino Hold’em Poker (Jumbo 7 Jackpot) Evolution 81.64%
Caribbean Stud Poker (Ante bet) Evolution 98.19%
Caribbean Stud Poker (5+1 Bonus bet) Evolution 91.44%
Craps Live Evolution 99.17%
Cash or Crash Live Evolution 99.59%
Dead or Alive Saloon Evolution 97.02%
Deal or No Deal Evolution 95.42%
Dragon Dragon Evolution 97.5%
Dragon Tiger (Dragon or Tiger) Evolution 96.27%
Dragon Tiger (Tie bet) Evolution 89.64%
Dragon Tiger (Suited Tie bet) Evolution 86.02%
Dragon Tiger Phoenix (Dragon/Tiger/Phoenix) Evolution 96.99%
Dragon Tiger Phoenix (Tie) Evolution 94.51%
Fan Tan (SSh bet) Evolution 88.75%
Casino War (Main game, Go-to-War)) Evolution 96.56%
Football Studio (Home/Away bets) Evolution 96.27%
Football Studio Dice (Home/Away bets) Evolution 97.75%
Lightning Roulette (Outside bets) Evolution 97.30%
Lightning Dice Evolution 96.21%
Lightning Ball Evolution 97.03%
Lightning Storm (Leaf bet) Evolution 97.54%
MONOPOLY Live Evolution 96.23%
Side Bet City (3 Card Hand) Evolution 96.69%
Mega Ball Evolution 95.40%
Korean Power Ball Evolution 98.5%
Lightning Sic Bo Evolution 97.22%
Super Sic Bo Evolution 97.22%
Instant Super Sic Bo Evolution 97.22%
Ultimate Texas Hold’em Poker (Ante bet) Evolution 97.82%
Ultimate Texas Hold’em Poker (Total bet) Evolution 99.47%
Extreme Texas Hold’em Poker (Ante bet) Evolution 97.82%
Extreme Texas Hold’em Poker (Total bet) Evolution 99.47%
Texas Hold’em Bonus Poker (Ante bet) Evolution 97.96%
Texas Hold’em Bonus Poker (Total bet) Evolution 99.47%
Video Poker Live (Jacks or Better) Evolution 99.54%
Video Poker Live (Tens or Better) Evolution 97.96%
Video Poker Live (Deuces Wild) Evolution 98.91%
Video Poker Live (Bonus Poker) Evolution 99.17%
Video Poker Live (Double Double) Evolution 98.98%
Roulette (European) Playtech 97.30%
Roulette (French)1 Playtech 98.65%
Roulette (American) Playtech 94.74%
Spread Bet Roulette Playtech 97.30%
Quantum Roulette Playtech 97.30%
x1000 Quantum Roulette (Straight up) Playtech 97.30%
Blackjack (Main game) Playtech 99.46%
Blackjack (Perfect Pairs side bet) Playtech 95.90%
Blackjack (21+3 side bet) Playtech 96.30%
Unlimited Blackjack (Main game) Playtech 99.54%
Quantum Blackjack (Main game) Playtech 99.47%
Quantum Blackjack Plus (Main game) Playtech 99.57%
All Bets Blackjack (Main game) Playtech 99.46%
Super Card Blackjack (Main game) Playtech 99.46%
Super Card Blackjack (Super Card bet) Playtech 96.30%
Cash Back Blackjack (Main game) Playtech 99.56%
Sette e Mezzo (Main game) Playtech 99.31%
Baccarat (Banker bet) Playtech 98.94%
Baccarat (Banker bet) Playtech 98.94%
Casino Hold’em Poker (Ante bet) Playtech 98.9%
Casino Stud Poker (Ante bet) Playtech 98.18%
Heads Up Holdem Poker (Ante bet) Playtech 97.64%
Millionaire Video Poker Live (Jacks or Better) Playtech 99.54%
Millionaire Video Poker Live (Deuces Wild) Playtech 98.91%
Millionaire Video Poker Live (Bonus Poker) Playtech 99.17%
Millionaire Video Poker Live (Double Double) Playtech 98.98%
Millionaire Video Poker Live (Millionaire Aces) Playtech 99.25%
Hi-Lo Western Playtech 96.67%
Hi-Lo Playtech 96.45%
Sic Bo Playtech 97.3%
Sic Bo Deluxe Playtech 97.2%
Dragon Tiger (Dragon or Tiger) Playtech 96.27%
Dragon Tiger (Tie bet) Playtech 82.17%
Dragon Tiger (Side bet) Playtech 92.31%
3 Card Brag (Ante bet) Playtech 98.00%
3 Card Brag (Pairs Plus bet) Playtech 97.86%
Teen Patti (Ante bet) Playtech 97.74%
Andar Bahar (Andar bet) Playtech 97.85%
Andar Bahar (Bahar bet) Playtech 97%
Bet On Baccarat Playtech 97%
Bet On Poker Playtech 96%
Bet On Dragon Tiger Playtech 96%
Blackjack (Main game) Pragmatic Play 99.41%
Speed Blackjack (Main game) Pragmatic Play 99.41%
ONE Blackjack (Main game) Pragmatic Play 99.59%
Free Bet Blackjack (Main game) Pragmatic Play 98.90%
Bet Behind Pro Blackjack Pragmatic Play 99.28%
Roulette (European) Pragmatic Play 97.30%
French Roulette Pragmatic Play 98.65%
American Roulette Pragmatic Play 94.74%
Lucky 6 Roulette Pragmatic Play 97.49%
Baccarat (Banker bet) Pragmatic Play 98.94%
No Commission Baccarat (Player bet) Pragmatic Play 98.76%
Seotda Baccarat Pragmatic Play 98.82%
Dragon Tiger (Dragon or Tiger) Pragmatic Play 96.27%
Dragon Tiger (Tie bet) Pragmatic Play 89.63%
Amazing Baccarat (Player bet) Pragmatic Play 98.80%
Mega Baccarat (Player bet) Pragmatic Play 98.79%
Mega Roulette 3000 (Straight Up) Pragmatic Play 97.50%
Mega Roulette (Straight Up) Pragmatic Play 96.50%
Gates of Olympus Roulette (Straight Up) Pragmatic Play 96.62%
Fortune Roulette (Inside bets) Pragmatic Play 95.07%
Mega Sic Bo Pragmatic Play 97.22%
Mega Sic Bac (Player/Banker bet) Pragmatic Play 98.26%
Mega Wheel Pragmatic Play 96.51%
Money Time Pragmatic Play 96.56%
24D Spin Pragmatic Play 97.50%
Sic Bo (3 dice total, 4 or 17 bet) Pragmatic Play 98.61%
Casino Hold’em Poker (Ante bet) Pragmatic Play 97.84%
Jacks or Better Draw Poker Pragmatic Play 99.54%
Ultimate Roulette Ezugi 97.30%
Revolution Roulette (Corner bet) Ezugi 97.48%
Ultimate Andar Bahar Ezugi 97.82%
Royal Poker Ezugi 98.02%
32 Cards Ezugi 93.99%
Lucky 7 live (Odd side-bet) Ezugi 96.92%
Xóc Dĩa Ezugi 97.50%
Makta Ezugi 95.83%
Baccarat (Banker bet) Creedroomz 98.95%
No Commission Baccarat (Player bet) Creedroomz 98.76%
Speed Baccarat (Commission mode, Banker bet) Creedroomz 98.95%
Blackjack (Main game) Creedroomz 99.54%
Switch Blackjack (Main game) Creedroomz 99.80%
European Roulette Creedroomz 97.30%
Aurum Roulette (Straight Up bets) Creedroomz 97.00%
Sic Bo Creedroomz 97.22%
Dragon Tiger (Dragon or Tiger bet) Creedroomz 96.27%
Casino Hold’em Poker (Ante bet) Creedroomz 97.84%
Russian Poker (Ante bet) Creedroomz 98.23%
Bet on Poker Creedroomz 95.1%
Teen Patti Creedroomz 96.63%
Andar Bahar Creedroomz 97.85%
Lucky Colors Creedroomz 97.07%
Super Stake Blackjack StakeLogic 99.41%
Super Stake Roulette StakeLogic 97.30%
Super Boost Blackjack StakeLogic 99.45%
Vegas Drops Roulette StakeLogic 97.26%
Blackjack (Main game) OnAir Entertainment 99.44%
Eclipse Blackjack (Main game) OnAir Entertainment 99.44%
Roulette OnAir Entertainment 97.30%
Nexus Roulette (Nexus bet) OnAir Entertainment 91.96%
Baccarat (Banker bet) OnAir Entertainment 98.94%
Dragon Tiger (Dragon or Tiger) OnAir Entertainment 96.27%
Dragon Tiger (Tie bet) OnAir Entertainment 89.63%
Baccarat Iconic21 98.94%
Blackjack Iconic21 99.51%
French Roulette Iconic21 98.65%
European Roulette Iconic21 97.30%
Gravity Roulette (Inside bets) Iconic21 97.41%
Gravity Blackjack (Main game) Iconic21 99.46%
Grand Bonus Blackjack (Main game) Iconic21 96.78%
Gravity Baccarat (Banker) Iconic21 96.94%
Top Card Iconic21 96.27%
Teen Patti Iconic21 97.39%
Andar Bahar Iconic21 97.85%
Roulette (European) Authentic Gaming 97.30%
Roulette (French)1 Authentic Gaming 98.65%
7’s on Fire (Numbers bet) Authentic Gaming 98.00%
Stock Market Live Evolution 99.00%
Ice Fishing Live Evolution 97.10%
Red Barron Live Evolution 97%
Race Track Live Evolution 96.00%
Marble Race Live (Win bet) Evolution 95.83%
Super Color Game Live (Triple) Evolution 95.62%
Lightning Dragon Tiger Evolution 96.97%
XXXtreme Lightning Roulette (Straight Up) Evolution 97.12%
XXXtreme Lightning Baccarat (Player bet) Evolution 98.68%
Red Door Roulette (Straight Up) Evolution 97.09%
Gold Vault Roulette (Straight Up) Evolution 97.03%
Double Ball Roulette Evolution 97.30%
Fireball Roulette (Straight Up) Evolution 97.00%
MONOPOLY Roulette (Straight Up) Evolution 96.59%
MONOPOLY Big Baller Evolution 96.10%
Funky Time Evolution 95.99%
Crazy Time Evolution 96.08%
Crazy Balls Evolution 96.49%
Crazy Coin Flip Evolution 96.05%
Crazy Pachinko Evolution 96.05%
Spin A Win Playtech 97.22%
Mega Party Live Playtech 95.56%
Greatest Cards Show Playtech 96.67%
Wonderland Lucky Ball Playtech 96.14%
Age of the Gods Mega Fire Blaze Roulette (Bonus game bet) Playtech 97.01%
Mega Fire Blaze Lucky Ball Playtech 97.32%
Mega Fire Blaze Blackjack (Bonus game bet) Playtech 97.47%
Sticky Bandits Roulette Playtech 97.30%
Super Spin Roulette Playtech 97.30%
Lucky Ball Roulette (Fruity bet) Playtech 95.29%
K-Pop Roulette Playtech 95.29%
Busted or Bailed Playtech 99.00%
Football Blitz Pragmatic Play 97.27%
The Bingo Spot Pragmatic Play 96.44%
Vegas Ball Bonanza Pragmatic Play 95.97%
Dice City Pragmatic Play 96.57%
Treasure Island Pragmatic Play 96.56%
Diamond Rush Roulette (Inside bets) OnAir Entertainment 97.69%
Majestic Wheel Show OnAir Entertainment 96.82%
Travel Fever OnAir Entertainment 97.83%
Card Matchup OnAir Entertainment 96.27%
Roulette (European) Discontinued NetEnt 97.30%
Roulette (French)1 Discontinued NetEnt 98.65%
Blackjack Discontinued NetEnt 99.5%
Blitz Blackjack Discontinued NetEnt 99.5%
Blackjack (Common Draw) Discontinued NetEnt 99.5%
  • 1. La Partage rule gives half the money back on even money bets when the ball lands on zero
  • 2. Calculated as incorrect at blackjack house edge page. Should read 99.39%